The Home Buying Process

Home Buying Process – Step By Step Guide

The Home Buying Process

The Process of Buying a Home

  • A step by step guide through the transaction process for both experienced and first time home buyers.

Buying a home is one of the largest investments most people will make in a lifetime, and we as Realtors are here to assist you through the process with dedication and your best interest at heart. Even if you have previously purchased a home, many laws and regulations have been changed within the Real Estate Industry in recent years. Many people choose to rent instead of purchase simply due to the fear of the home buying process; However, as experienced and educated Realtors it is our personal duty and honor to walk with you step by step through the following process while working on your behalf to make your transaction as smooth as possible:

  1. Contact Us! -Once you have reached out to a Realtor, we have the ability to give you access to many properties listed in the MLS and you will be allowed to save any homes you are interested in. (Upon deciding to purchase you may wish to decide how you chose how to fund the sale. If you wish to finance, speak with your loan officer about obtaining a “Pre Qualification Letter” or ask your Realtor for suggested Lenders and discuss financing options such as VA and FHA loans for eligible properties.)
  2. Look, Look, Look! -Narrow the searches you and your Realtor have gathered to the properties that meet your criteria and your Realtor can schedule showing appointments for you to look at them yourself.
  3. Make an Offer! -If you have found a home that you wish to purchase your Realtor will write and offer to Purchase. At this point there may be negotiations between your Realtor and the Seller’s but once an agreement has been made and all parties have signed you are officially under contract! An “Earnest Money” deposit will be collected and held through closing at which time the funds will be credited towards the purchase price.
  4. Choose an Attorney -In South Carolina both parties are represented separately throughout the transaction to closing. During the process the title to the home will be researched and cleared for your purchase. The attorney will work closely with both your Realtor and Loan Officer (If you choose to finance) If you do not have an attorney, your Realtor may give you a list of Law Offices in your area; Once you have chosen the Realtor will send the ratified contract in to be processed.
  5. Order a Home Inspection! -Although this is not a requirement, it is always advised that Buyers order a Home Inspection within the time allowed per your contract in order to protect themselves. This inspection report will state any faults with the home. South Carolina Law states that any Structural, Plumbing or Electrical defects may allow the Buyer to withdraw from the sale without penalty in the event that said items are deemed unsatisfactory and the Seller neglects to correct said items or agree on a monetary compensation for the required repairs.
  6. Review the Wood Infestation Report (Commonly referred to as a CL100) -This inspection is most often provided by the Seller unless otherwise stated in the purchase agreement. The report will state any concerning moisture levels, wood rot, Active or previously treated termites or any other wood destroying organisms. The CL100 will most likely be ordered by the Closing Attorney within 2 weeks of closing as the report is only valid for 30 days. Any issues stated which would hinder the sale of the property must be treated and/or repaired prior to closing.
  7. Schedule Your Final Walk Through! -All Buyers are given the right to a final walk through inspection with their Realtor prior to closing.
  8. Close! -After all necessary steps have been completed and any loan documents are prepared, your Attorney will schedule a Closing time to review and sign all financial and binding documents. When both parties have signed closing documents the Attorney will record the deed into your name as the Buyer, at which time you are officially a Home Owner!

Ace Realty looks forward to assisting you and is dedicated to providing quality, client level service (download the brochure explaining agency).  Thank you for visiting our website: www.AceRealtySC.com

NEWEST MYRTLE BEACH HOMES FOR SALE

$449,500
3 Beds 2 Baths 2618713 MLS
If you've been looking for a home that offers comfort, style, and an active coastal lifestyle, this 3-bedroom, 2-bath home in the highly desirable 55+ Del Webb at Grande Dunes is one you won't want to miss. Situated on a premium corner lot, it offers extra privacy and a spacious feel both inside and out. The open floor plan is perfect for everyday living and entertaining, with luxury vinyl plank flooring throughout the main living areas, oversized tile, upgraded trim work, and beautiful quartz countertops. The kitchen is both functional and inviting, featuring stainless steel appliances, upgraded cabinetry, plenty of counter space, and a large island where family and friends naturally gather. The primary suite is tucked away for privacy and includes a spacious bathroom with dual vanities and a walk-in shower. Both bedroom closets and the pantry closets have been professionally redone, adding thoughtful organization and making everyday living even easier. The flex room gives you the freedom to create a home office, hobby room, TV room, or additional guest space---whatever fits your lifestyle best. One of the favorite spots in the home is the screened lanai, a wonderful place to enjoy your morning coffee, unwind in the evening, or simply take advantage of the beautiful coastal climate. And when you're ready for some fun in the sun, the beach is just a golf cart ride away, making it easy to enjoy the best of the Grand Strand whenever the mood strikes. Living in Del Webb at Grande Dunes is about more than just owning a beautiful home. Residents enjoy resort-style amenities, including a clubhouse, fitness center, pool, bocce, pickleball and tennis courts, and a full calendar of social activities. You'll also have exclusive membership to the Grande Dunes Ocean Club, giving you a private place to enjoy the beach just minutes from home. With Myrtle Beach's beaches, golf, shopping, dining, and entertainment all nearby, this home offers the easy, low-maintenance lifestyle so many buyers are looking for. Move-in ready and thoughtfully designed for comfortable coastal living, this corner-lot home is ready for its next owner to enjoy everything Del Webb at Grande Dunes and the Myrtle Beach area have to offer.

6041 Campanella St., Myrtle Beach

$950,000
3 Beds 4 Baths 2618694 MLS
Located in the exclusive gated community of Waterway Palms Plantation, 7000 Legare Place offers the perfect blend of quality craftsmanship, modern comfort, and an exceptional coastal lifestyle. Beautifully maintained and thoughtfully upgraded, this custom built home is truly move in ready and located within one of Horry County’s most desirable school districts. With 3,498 heated square feet, the home features three spacious bedrooms, three and one-half baths, a three car garage, and an open floor plan designed for both everyday living and entertaining. A custom mahogany front door welcomes you inside, where soaring ceilings, abundant natural light, and quality finishes create a warm and inviting atmosphere throughout. The chef’s kitchen is equipped with premium Thermador appliances, quartz countertops, custom cabinetry, a large center island, and an oversized walk-in pantry. The owner’s suite offers a relaxing retreat with a sitting area, fireplace, spa inspired bath, and generous walk-in closets, while the additional guest suites provide comfort and privacy for family and visitors. The current owners have made several valuable improvements, including plantation shutters throughout, a sunroom that expands the home’s living space, and professional landscaping that enhances both curb appeal and privacy. A beautiful private pool completes the backyard, creating the perfect setting for relaxing or entertaining year round. Situated on a desirable corner homesite, residents enjoy access to Waterway Palms Plantation’s outstanding amenities, including a clubhouse, resort-style pool, tennis courts, pickleball, boat storage, private boat launch, and direct access to the Intracoastal Waterway. All of this is just minutes from the beach, championship golf, dining, shopping, and top medical facilities. Offering custom construction, quality upgrades, and an outstanding location in one of Myrtle Beach’s premier waterfront communities, 7000 Legare Place is an exceptional opportunity for buyers seeking luxury, comfort, and a move in ready home.

7000 Legare Pl., Myrtle Beach

$389,000
3 Beds 2 Baths 2618679 MLS
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the highly desirable Hunter's Ridge Crossing, where thoughtful design, spacious living, and accessibility come together. Built to VA specifications for wheelchair accessibility, this home features smooth, level flooring throughout, oversized hallways and doorways, a large roll-in shower with grab bars, and an expanded garage designed to make wheelchair unloading easy while still providing plenty of space for storage or recreational equipment. Inside, you'll find an open and inviting floor plan with soaring ceilings, a formal dining room, a bright Carolina room, and numerous custom upgrades throughout. The spacious kitchen offers abundant cabinetry, generous counter space, and a sunny breakfast area that's perfect for everyday meals. The oversized primary suite is a true retreat, complete with a tray ceiling and plenty of room to unwind. A separate laundry room adds even more convenience. Recent updates include a new roof installed in 2024 and fresh interior paint, making this home truly move-in ready. Situated on a private homesite backing up to peaceful woods, the abundance of windows fills the home with natural light while providing beautiful backyard views. Located in the desirable Forestbrook area, Hunter's Ridge Crossing offers a quiet, established community with walking areas, neighborhood amenities, and access to award-winning schools. You'll also enjoy being just 10 to 15 minutes from the beach, Myrtle Beach International Airport, shopping, dining, and entertainment. Whether you're searching for a primary residence or an excellent long-term investment, this home offers comfort, privacy, and exceptional value in one of the Myrtle Beach area's most sought-after communities.

117 Black Bear Rd., Myrtle Beach

$355,000
4 Beds 2 Baths 2618674 MLS
Introducing this distinctive 4-bedroom, 2-bathroom home located in the highly sought-after The Villages of Arrowhead community. This spacious sunlit home features a new roof installed in 2025, new HVAC installed in 2022, tile, & carpet flooring, an inviting foyer with elegant chair railing, smooth flat ceilings with crown moulding, a formal dining room, an arched entryway into the spacious living room that includes a cozy gas fireplace, a peaceful family room that showcases access to the captivating sunroom with tranquil golf views. The chef friendly kitchen is equipped with a smooth flat top range with dual ovens, a built-in microwave, a dishwasher, a side by side refrigerator, corian counter tops, breakfast bar, cabinets topped with crown moulding, and a practical pantry. The exquisite primary suite offers a vaulted ceiling, an integrated retreat area, a large walk-in closet, private access to the primary bath hosting a vanity with dual sinks, a water closet, a soothing jetted tub, a separate step-in shower, and a linen closet. As you venture upstairs you will find the forth bedroom/bonus room. This peaceful home is completed on the main level with two additional bedrooms, a full guest bath, a laundry room, a delightful colored & stamped concrete back patio, and a two car attached garage. The Arrowhead Community amenities include a sparkling out-door pool & sundeck, tennis courts, and playground. This home offers effortless access to the beach, nearby golf courses, and everything else Myrtle Beach has to offer—from lively dining spots and award-winning live shows to public fishing piers and unique shopping experiences along the Grand Strand. You’ll also appreciate its convenient location close to everyday essentials like grocery stores, banks, post offices, medical facilities, and pharmacies. Be sure to explore the state-of-the-art 3D virtual tour. Floor plans are created using virtual tour technology and are intended for estimation purposes only. All square footage is approximate and not guaranteed; buyers are responsible for verifying all information. Some photos have been virtually staged.

3456 Arrowhead Blvd., Myrtle Beach

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