The Home Buying Process

Home Buying Process – Step By Step Guide

The Home Buying Process

The Process of Buying a Home

  • A step by step guide through the transaction process for both experienced and first time home buyers.

Buying a home is one of the largest investments most people will make in a lifetime, and we as Realtors are here to assist you through the process with dedication and your best interest at heart. Even if you have previously purchased a home, many laws and regulations have been changed within the Real Estate Industry in recent years. Many people choose to rent instead of purchase simply due to the fear of the home buying process; However, as experienced and educated Realtors it is our personal duty and honor to walk with you step by step through the following process while working on your behalf to make your transaction as smooth as possible:

  1. Contact Us! -Once you have reached out to a Realtor, we have the ability to give you access to many properties listed in the MLS and you will be allowed to save any homes you are interested in. (Upon deciding to purchase you may wish to decide how you chose how to fund the sale. If you wish to finance, speak with your loan officer about obtaining a “Pre Qualification Letter” or ask your Realtor for suggested Lenders and discuss financing options such as VA and FHA loans for eligible properties.)
  2. Look, Look, Look! -Narrow the searches you and your Realtor have gathered to the properties that meet your criteria and your Realtor can schedule showing appointments for you to look at them yourself.
  3. Make an Offer! -If you have found a home that you wish to purchase your Realtor will write and offer to Purchase. At this point there may be negotiations between your Realtor and the Seller’s but once an agreement has been made and all parties have signed you are officially under contract! An “Earnest Money” deposit will be collected and held through closing at which time the funds will be credited towards the purchase price.
  4. Choose an Attorney -In South Carolina both parties are represented separately throughout the transaction to closing. During the process the title to the home will be researched and cleared for your purchase. The attorney will work closely with both your Realtor and Loan Officer (If you choose to finance) If you do not have an attorney, your Realtor may give you a list of Law Offices in your area; Once you have chosen the Realtor will send the ratified contract in to be processed.
  5. Order a Home Inspection! -Although this is not a requirement, it is always advised that Buyers order a Home Inspection within the time allowed per your contract in order to protect themselves. This inspection report will state any faults with the home. South Carolina Law states that any Structural, Plumbing or Electrical defects may allow the Buyer to withdraw from the sale without penalty in the event that said items are deemed unsatisfactory and the Seller neglects to correct said items or agree on a monetary compensation for the required repairs.
  6. Review the Wood Infestation Report (Commonly referred to as a CL100) -This inspection is most often provided by the Seller unless otherwise stated in the purchase agreement. The report will state any concerning moisture levels, wood rot, Active or previously treated termites or any other wood destroying organisms. The CL100 will most likely be ordered by the Closing Attorney within 2 weeks of closing as the report is only valid for 30 days. Any issues stated which would hinder the sale of the property must be treated and/or repaired prior to closing.
  7. Schedule Your Final Walk Through! -All Buyers are given the right to a final walk through inspection with their Realtor prior to closing.
  8. Close! -After all necessary steps have been completed and any loan documents are prepared, your Attorney will schedule a Closing time to review and sign all financial and binding documents. When both parties have signed closing documents the Attorney will record the deed into your name as the Buyer, at which time you are officially a Home Owner!

Ace Realty looks forward to assisting you and is dedicated to providing quality, client level service (download the brochure explaining agency).  Thank you for visiting our website: www.AceRealtySC.com

NEWEST MYRTLE BEACH HOMES FOR SALE

$499,900
5 Beds ⋅ 4 Baths ⋅ 2620680 MLS
Lovingly cared for and beautifully updated, this never-rented home in The Farm at Carolina Forest is truly MOVE-IN ready!Situated on a spacious, well-appointed lakefront lot in a quaint cul-de-sac, this home offers thoughtful updates and custom touches throughout.The HVAC system was updated in June 2022, with additional features including a hot water circulation system, WiFi thermostat, natural gas cooking, custom lighting, and ceiling fans throughout.Custom shelving has been added to several closets, including the spacious primary walk-in closet. Brand-new carpet and fresh interior paint create a clean, inviting feel, while comfort-height toilets throughout add an extra touch of convenience.The first floor features a formal dining room, powder room, impressive primary suite, and an open-concept living area designed for both everyday living and entertaining.The spacious kitchen offers natural gas cooking, a counter-height island with seating, and a pantry. The sizeable living area features five-point locking French doors leading to a screened porch and outdoor patio, creating an inviting extension of the living space. Enjoy peaceful lake views from the backyard, which also features a fenced-in yard.Upstairs, you'll find four additional bedrooms, two full bathrooms, a dedicated laundry room, and a massive loft offering flexible additional living space-perfect for a media room, home office, recreation area, or second living area- you can customize this space to your needs!The Farm at Carolina Forest offers an extensive array of amenities, including two resort-style pools, a fitness center, two clubhouses, a basketball court, and bike lanes and sidewalks throughout the community.The low monthly HOA fee includes basic cable, internet, and trash pickup.Conveniently located near shopping, dining, entertainment, golf, and the beaches of the Atlantic Ocean.With an impressive list of updates, custom features, spacious lakefront setting, and versatile floor plan, this beautifully maintained home is ready for its next owner to simply move in and enjoy!

5712 Club Pines Ct., Myrtle Beach
$425,000
4 Beds ⋅ 3 Baths ⋅ 2620668 MLS
Welcome to this spacious and versatile home in a fantastic Myrtle Beach location! Featuring a charming exterior and a bright, welcoming interior, this property offers plenty of room for comfortable living and flexible use. The main level features white tile flooring throughout, a spacious primary bedroom with a private-suite feel, and an additional room that can serve as a fourth bedroom, guest room, in-law suite, or home office. Upstairs are two additional bedrooms and a full bathroom, providing an ideal setup for family, guests, or extended living arrangements. The property also offers a two-car garage plus additional garage space with excellent potential to be converted into a family room, game room, home gym, workshop, or other bonus living space. Situated in a quiet neighborhood with no HOA, directly across from the Intracoastal Waterway and conveniently located near The Market Common, shopping, dining, entertainment, and the beautiful Myrtle Beach coastline. The beach is approximately 12 minutes away. With its generous space, flexible layout, and desirable location, this home offers an excellent opportunity to make it your own.

907 Folly Rd., Myrtle Beach
$424,900
4 Beds ⋅ 2 Baths ⋅ 2620666 MLS
Stop browsing and start packing—this 2023 built beautifully upgraded, single-level stunner in The Parks at Carolina Forest is the one you’ve been waiting for! Priced to sell and meticulously maintained, the home greets you with an elegant wainscoted foyer that opens into a sun-drenched open floor plan complete with custom chandeliers and wide-plank flooring. You will love the high-end finishes throughout paired with upscale tile in both bathrooms and the laundry room. The heart of the home is the gourmet kitchen, standing out with granite countertops, stainless appliances, a gorgeous custom tile backsplash, and a unique accent wall. Retreat to the brand-new Carolina room to take in the breathtaking views of a private wooded backdrop and a tranquil pond with a fountain. Out back, a brand-new large patio and fully fenced yard offer total privacy, while serene community walking paths connect you directly to the library and recreation center. This split-bedroom floor plan features 4 bedrooms (or 3 bedrooms with an office) and 2 full baths. The primary bedroom is privately separated from the other rooms and boasts a spa-like bath with a double vanity, a 5' shower, a huge walk-in closet, as well as a separate linen closet. This community has everything you desire and more—from the resort-style pool with a lazy river to the waterside fire pit. Delivering upscale community living at an incredible value, this property checks every single box on your wishlist!

285 Calhoun Falls Dr., Myrtle Beach
$485,000
3 Beds ⋅ 3 Baths ⋅ 2620655 MLS
Welcome to this IMMACULATE 3BR, 2.5BA home located in the gated community of Arrowhead Grande, perfectly positioned on a premium homesite overlooking the #3 Green on the Cypress Course at Arrowhead Country Club! Built in 2019 and exceptionally maintained, this home offers a comfortable, thoughtfully designed layout with STUNNING golf course views from the main living spaces and primary suite. The open concept floor plan brings together a spacious living room, dining area, kitchen, and sunroom which creates an ideal setting for both everyday living and entertaining. Wood-look tile flooring extends throughout the main living areas and the primary suite, while the kitchen is finished with granite countertops, soft-close cabinetry, and stainless-steel appliances. The washer and dryer will also convey for added convenience. The split bedroom design places the guest bedrooms near the front entry, offering privacy for the primary suite at the rear of the home. Wake up to stunning views of the golf course from the primary bedroom, which provides a peaceful retreat after a day on the course or at the community pool. Outside, the landscaped backyard features a retaining wall and a beautiful setting overlooking one of Arrowhead Country Club’s signature holes. Residents of Arrowhead Grande also enjoy gated access and a community pool. This move-in-ready home combines quality finishes, a desirable floor plan, and one of the community’s premier golf-course locations. Schedule your showing before this one is off the market!

467 Pomo Dr., Myrtle Beach
$589,000
4 Beds ⋅ 3 Baths ⋅ 2620640 MLS
If you've been looking for a home with plenty of space, privacy, and a great location, this one in The Lakes deserves a look. Set on a quiet cul-de-sac on an almost half-acre lot, this well-maintained brick-front home offers pond views, a versatile floor plan, and a backyard made for enjoying the outdoors. The interior has been freshly painted and features plantation shutters, hardwood floors, and an inviting living room with vaulted ceilings, gas fireplace, and recessed lighting. The spacious Kitchen includes granite countertops, stainless steel appliances, pantry, breakfast bar, and dining area. A formal Dining Room and enclosed Carolina Room, added in 2023 with vinyl windows and epoxy flooring, provide even more room to spread out. The primary suite is located on the main level and features hardwood floors, tray ceilings, backyard access, a large walk-in closet, and a spacious bath with double vanities, whirlpool tub, and separate glass-enclosed shower. Two additional bedrooms and a full bath are also on the main floor. Upstairs, a large bonus room with its own full bath offers excellent flexibility and can easily be used as a 4th bedroom, home office, media room, guest suite, or additional living space. The 38' x 22' oversized garage provides room for two cars plus a workshop and plenty of storage. Outside, the partially fenced backyard offers mature landscaping, pond views, a patio with underground propane lines for outdoor cooking, fire pit, and raised garden beds with a solar-powered watering system. Best of all, you're just minutes from the beach, golf, shopping, dining, entertainment, and the Murrells Inlet MarshWalk. It's a home that gives you room to enjoy the Lowcountry lifestyle without giving up convenience.

114 Santee Circle, Myrtle Beach
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